Medicare Doesn’t Have to Be Confusing.
Medicare Doesn’t Have to Be Confusing.
Turning 65 is an important milestone — and your Medicare decisions can impact your healthcare coverage and costs for years to come.
I’ll help you understand your options, important deadlines, and how to choose coverage that fits your needs.
Know When You Can Enroll
Your Initial Enrollment Period is the first opportunity to enroll in Medicare. It generally begins three months before your 65th birthday month, includes your birthday month, and continues for three months after.
Understand Your Medicare Choices
You’ll want to learn about:
Part A covers 80% of hospital coverage
Part B covers 80% of doctor coverage
Medicare Advantage (Part C)
Plans offered by private insurance companies that combine Medicare benefits and may include additional benefits.
Prescription Drug Coverage (Part D)
Helps cover the cost of prescription medications and is included in some Part C plans.
Medicare Supplement Plans (Medigap)
Additional coverage options that may help with out-of-pocket costs also know as a Medigap plan.
Review Your Healthcare Needs
Before choosing a plan, consider:
- Your doctors and specialists
- Your prescriptions
- Your preferred hospitals
- Your budget
- Extra benefits that matter to you
Avoid Common Medicare Mistakes
Many people don’t realize:
- Medicare enrollment timing matters
- Not all plans cover the same doctors and medications
- The lowest premium isn’t always the lowest cost
- Your options should be reviewed based on your personal situation
Get Personalized Medicare Guidance
You don’t have to navigate Medicare alone.
Schedule a free Medicare consultation and get clear answers to your questions.